Travel Insurance
Whether you are traveling by air, sea, coach, rail or car, we will meet your travel insurance needs in one package. Should you take more than one holiday a year, we can also arrange an annual travel policy.See below for details of our excellent value Travel Insurance policies through Fortis. Remember call us now (0115 9329 671) for a quote to meet all your travel insurance needs.
Single trip
Insurance cover for a single, specified trip.
Long stay
Cover for a single trip when the duration of the trip is between 186 days and 366 days. This cover is available for customers aged between 16 and 35 years of age.
Multi-trip
Personal travel insurance cover for any number of trips. Multi-trip allows you to choose the maximum length of each trip from 31, 45 and 60 days.
Additional options
Winter sports, including off-piste skiing, snowboarding and more. Business equipment cover whilst you are away from home doing managerial or clerical work or other non-manual work. On single and multi-trip policies you will be covered automatically for your business trip. Business equipment cover can be included if you pay an additional premium. Excess waiver: (Where the additional premium for excess waiver is paid, there will be no excess deducted from a claim under the sections marked*.) If required, this must be bought by all insured people when you take out your Fortis travel insurance policy. Personal belongings exclusion: If your household insurance covers personal belongings away from home, you can exclude this section and reduce your premium by 15%. Cancellation exclusion: If you wish to exclude this section then deduct 10% from your premium.
The cover
This is the standard Fortis cover with effect from July 2005. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full cover details.
Cover |
Single/Multi-trip |
Long stay
|
| If your holiday is cancelled | Up to £5,000* | Up to £1,000* |
| If your holiday is cut short | Up to £5,000* | No cover |
| Medical and other expenses | Up to £10 million* | Up to £5 million* |
| Hospital benefit | Up to £1,000 | Up to £460 |
| Personal accident | Up to £25,000 | Up to £15,000 |
| Personal liability | Up to £2 million** | Up to £2 million** |
| Personal belongings | Up to £1,500* | Up to £1,000* |
| Temp loss of personal belongings | Up to £100 | Up to £100 |
| Money and documents | Up to £400* | Up to £400* |
| Loss of passport | Up to £250 | Up to £250 |
| Missed departure (extra travel and accom expenses | Up to £750 | Up to £500 |
| Delay | Up to £100 £5,000 cancellation | No cover |
| Legal expenses | Up to £25,000 | Up to £25,000 |
| Mugging | Up to £500 | No cover |
* subject to a £35 excess ** subject to a £250 excess (only for claims to do with rented accommodation, the excess waiver does not apply).
Winter sports cover
Including skiing, off-piste skiing, snowboarding and more. This is an optional addition to extend the personal insurance cover.
Winter sports equipment up to £500
£35 excess*
Ski hire up to £150
Ski pack up to £250
Piste closure up to £300
Avalanche closure up to £500
Business equipment cover
Business equipment up to £2,000 £100 excess
Business equipment hire up to £500
Business money up to £1,000 £100 excess
European Motoring Assistance
Provides cover in the event of a breakdown of your vehicle on its way to a destination abroad or whilst abroad. In the event of a breakdown, your vehicle will either be fixed at the roadside by a contractor or recovered to a local garage for repair or, if this is not possible, the costs of overnight accommodation or an alternative form of transport (subject to the limits below) will be covered by the policy.
This section is available on its own or as an addition to the personal travel cover, depending on your needs.
Caravan cover
for an additional premium you can also include your caravan or trailer in the European Motoring Assistance cover.
European Motoring Assistance In the UK
Roadside assistance en route to a port; or No limit Journey continuation Up to £800
While abroad
Roadside assistance and towing No limit
Additional accommodation expenses £30 per person per day
Journey continuation or return home Car hire or second class rail fare
Vehicle repatriation to the United Kingdom; or Limited to the value of the vehicle according to Glass's guide
Collection of vehicle left abroad for repair Up to £600
Spare parts dispatch No limit
Urgent message relay service No limit
Accidental damage to or loss of tent £30 per person per day
Replacement driver No limit
Customs claims indemnity No limit
All claims are subject to an overall policy limit of £2,500
Insurers and their agents share information with each other to prevent fraudulent claims and to assess whether to offer insurance including the terms via the Claims and Underwriting Exchange register, operated by Insurance Database Services Ltd. A list of participants is available on request. Any information you supply to us will be provided to the participants.